Financial Advice
& Wealth Management & Wealth ManagementHong Kong

JemmaDaley

Empowering your financial future

Transforming complexity into clarity

Best Known For

Helping expats in Hong Kong
get their finances in order

If you're navigating life abroad and want a clear, confident path to managing your wealth, then you're in the right place.

Backed by a FTSE 100 company, I specialise in making financial planning approachable, personal, and stress-free.

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Affiliated With

Meet
Jemma

The Financial Adviser

My advising journey has deep roots in my personal path abroad. Originally from Scotland, I moved to Hong Kong in 2018 and experienced firsthand the unique challenges of international life.

I once too faced uncertainty navigating entrepreneurship and finances abroad, which inspired my transition into financial advising, where I now help expats achieve clarity and confidence in their future.

Get in Touch

Empowering your vision

Transforming complexity into clarity

Jemma helps expats turn scattered financial questions into a calm, practical plan for life in Hong Kong and beyond.

“Financial planning illuminates the path to confidence, transforming complexity into a clear vision for your future.”

— Jemma Daley

My Services

Guidance for
life abroad

Every expat story is different. Whether you're building wealth from scratch, planning a major career transition, or protecting what you have already achieved, these are the calm, practical conversations where we start.

Wealth Management
& Portfolio Structuring

For expats who want their wealth organised, invested, and working internationally.

Living internationally means your money rarely sits in one place. I help you structure investments that respect your residency, currency exposure, and long-term ambitions without the jargon or overwhelm.

Tax-efficient international portfolios
Currency & diversification strategy
Ongoing reviews as your life evolves

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Important information

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

St. James's Place (Hong Kong) Limited is not licensed to provide tax advice. Any information provided is for general information purposes only and should not be relied upon as tax advice. You should seek independent advice from a suitably qualified tax advisor in relation to your specific circumstances before taking any action.

Recommendation relating to currency, foreign exchange and international money transfers involves a referral to a service provider that is separate and distinct from St. James's Place.

Retirement
& Protection Planning

For families and professionals who want security now and flexibility later.

From funding your children's education to securing the retirement you actually want, the right plan gives you options, not anxiety. We'll map out protection and savings that fit your family's real life abroad.

Retirement & education funding
Life and income protection
Reserves for the unexpected

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The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Professional reviewing financial documents at a desk

Tax, Trust
& Estate Planning

For cross-border lives where tax, legacy, and long-term decisions need clarity.

Expat wealth comes with layers, multiple jurisdictions, shifting rules, and big decisions about what you leave behind. I help you navigate trust and estate planning with clarity, so your legacy is handled on your terms.

Cross-border tax-efficient structuring
Trust & estate planning
Legacy planning for your family

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Important information

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Please note your home or other property may be repossessed if you do not keep up repayments on your mortgage.

Recommendation relating to a Will, matters of guardianship, trust, Lasting Power of Attorney or mortgages involves a referral to a service provider that is separate and distinct from St. James's Place.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Watch & Learn

From the videos

Follow @jemmadaley

Instagram Reel

Defining What Success Looks Like

A practical reminder that financial planning starts with knowing what you're actually building toward.

Watch on Instagram →

Instagram Reel

Beyond the Numbers

A conversation on clarity, confidence, and the deeper questions behind meaningful financial decisions.

Watch on Instagram →

Instagram Reel

Planning for Life in Hong Kong

Educational guidance for expats balancing family, career, and long-term financial responsibility.

Watch on Instagram →

Testimonials

“My first 30 minutes with Jemma changed my life. She didn't just think outside the box, she didn't even see a box to begin with. She took me and my story as an individual, and found not only what I was looking for, but so much more. And she showed she cared, which I honestly never expected to find in the financial sector.”

Astrid H.

Urban Economist

“Jemma has been an absolute pleasure to work with and has given us confidence that we are in the right financial structure for our needs. She always follows up on our meetings with comprehensive notes which summarise our discussions clearly and concisely. I would highly recommend reaching out to Jemma even just for an initial discussion if you are on the fence or unsure about whether financial planning is required for you.”

Anonymous Client

Client

“I find the world of investments quite intimidating and had many questions. Jemma took the time to really listen and understand our personal and financial goals. She helped us develop a clear investment plan aligned with our life objectives. Most importantly, she gave me the clarity and confidence I needed to make informed decisions. I'm extremely happy with the investment strategy we put in place and would confidently recommend Jemma to anyone looking for thoughtful, transparent and approachable financial advice.”

Elise W.

Interior Design Project Lead

“From our very first meeting, Jemma took the time to understand my goals and financial situation before recommending anything - no pressure, just clear, tailored advice. What stands out most is her down to earth style, and responsiveness whenever I have questions. I'd recommend Jemma to anyone in Hong Kong looking for a financial planner who is knowledgeable, trustworthy and easy to work with.”

Lisa S.

“I have a finance degree but coming to Jemma when I needed help regarding all things money logistics was one of the best decisions I've ever made. She's been so accommodating in explaining everything to me and even guided me to alter my portfolio risk profile to achieve my goals. I've already recommended her to a few people. You definitely want her on your side - especially financially!”

Anonymous Client

Client

Get In Touch

Let's start the conversation

Whether you're building wealth from scratch, planning for retirement, or navigating a major life transition, let's create a plan that aligns with what matters most to you.

Emailjemma.daley@sjpp.asia

LinkedInlinkedin.com/in/jemmadaley

Instagraminstagram.com/jemmadaley

Contact Form

Tell me a little about what you're looking for, and I'll come back to you with the next best step.

By responding to this contact form, you hereby give consent to St. James's Place (Hong Kong) Limited (“St. James's Place”) to collect, use and disclose your personal data in accordance with the St. James's Place Privacy Policy, which is available at https://www.sjp.asia/hk/site-services/privacy-policy which you have read and understood. You further understand and agree that the personal data provided is meant to allow St. James's Place to contact you for a non-obligatory consultation and/or to address your enquiry. You also consent to St. James's Place sharing your contact details with selected third-party partners, only where relevant to the subject matter of your enquiry, or participation in a promotion or event, for the purpose of them contacting you directly.

Meet
Jemma

The Financial Adviser

My advising journey has deep roots in my personal path abroad. Originally from Scotland, I moved to Hong Kong in 2018 and experienced firsthand the unique challenges of international life.

Get in Touch

JemmaDaley

Empowering your financial future

Helping expats in Hong Kongget their finances in order

MeetJemma

Guidance forlife abroad

Wealth Management& Portfolio Structuring

Retirement& Protection Planning

Tax, Trust& Estate Planning

From the videos

Defining What Success Looks Like

Beyond the Numbers

Planning for Life in Hong Kong

Let's start the conversation

JemmaDaley

Empowering your financial future

Helping expats in Hong Kongget their finances in order

MeetJemma

Guidance forlife abroad

Wealth Management& Portfolio Structuring

Retirement& Protection Planning

Tax, Trust& Estate Planning

From the videos

Defining What Success Looks Like

Beyond the Numbers

Planning for Life in Hong Kong

Let's start the conversation

Helping expats in Hong Kong
get their finances in order

Meet
Jemma

Guidance for
life abroad

Wealth Management
& Portfolio Structuring

Retirement
& Protection Planning

Tax, Trust
& Estate Planning

Helping expats in Hong Kong
get their finances in order

Meet
Jemma

Guidance for
life abroad

Wealth Management
& Portfolio Structuring

Retirement
& Protection Planning

Tax, Trust
& Estate Planning